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Financing Expert

OXUS Afghanistan — Ghazni

Finance · Full time · High School Degree · Any Gender

Salary: Not specified
Deadline: Not specified
Reference number: Not specified

About OXUS Afghanistan

OXUS Afghanistan began operations in 2005 with support from ACTED, an international development and relief NGO active in 45 countries, and the Microfinance Investment Support Facility for Afghanistan (MISFA). OXUS Afghanistan is part of the global OXUS Group of microfinance institutions, currently managing a portfolio of over AFN 1.28 billion for about 45,000 customers through 33 branches across 15 provinces, providing Islamic individual and group financing with a focus on improving access to finance for youth and women.

Job summary

OXUS Afghanistan is looking for a Financing Expert (Islamic Financing) in Ghazni to market and identify new clients, conduct business appraisals for financing eligibility, and maintain a high-quality portfolio through active client relationship management.

Key responsibilities

  • Conduct market research to identify and target potential clients for Oxus's financing products, and network with business communities and industry events to build client leads
  • Engage prospective clients to understand their financing needs, explain Oxus's financing solutions, and assist them through the initial stages of the application process
  • Prepare and distribute promotional materials and use digital marketing tools to reach potential clients
  • Collect and analyze detailed information on potential clients' businesses, including financial statements, business plans and guarantees, to assess credibility, viability and risk
  • Perform due diligence to ensure business plans and financial projections are realistic and proposed financing terms are suitable
  • Ensure financing application forms and the Business Profile are completed accurately, assisting clients with documentation
  • Present findings during financing committee meetings and participate actively in branch-level credit committee discussions
  • Oversee the opening of financing accounts for approved clients, manage ongoing client relationships, and conduct regular site visits to monitor business performance
  • Maintain accurate repayment records, follow up with clients on upcoming payments, and coordinate with the recovery team on delinquent clients
  • Collaborate with the Financing Administrator, Branch Manager and recovery team to maintain portfolio quality, and ensure compliance with Oxus's policies and regulatory requirements

Job requirements

  • High school diploma (Bachelor's degree preferred)
  • Prior experience in the microfinance sector or banks as a Financing Expert
  • Basic spoken and written English, with strong spoken and written Dari and Pashto
  • Familiarity with computers, and strong negotiating and communication skills
Apply now
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