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SME Financing Officer

Mutahid Microfinance Institution (MFI) — Kabul

Finance · Full-time · Bachelor's Degree · Male

Salary: Not specified
Deadline: Not specified
Reference number: Mutahid-KK/102/2026

About Mutahid Microfinance Institution (MFI)

Mutahid Microfinance Institution (MFI) is one of Afghanistan's leading Islamic microfinance institutions, and a wholly owned subsidiary of MISFA, the country's apex microfinance agency. Licensed by Da Afghanistan Bank, Mutahid provides Shariah-compliant, interest-free financial products to entrepreneurs, small business owners, and underserved communities. It currently operates 17 branches across 10 provinces.

Job summary

Mutahid Microfinance Institution is hiring an SME Financing Officer to run its SME Murabaha financing process end to end — from marketing and client outreach through loan applications, appraisal, financing, and ongoing monitoring. The role involves gathering and assessing both qualitative and quantitative information on applicants to support financing decisions made by the Credit Committee, and reports to the SME Team Leader, SME Manager, or Branch Manager.

Key responsibilities

  • Apply Mutahid's SME Murabaha financing policies and procedures in day-to-day work
  • Carry out ongoing marketing activities to bring in new clients, and submit weekly marketing updates to the SME Team Leader and Manager
  • Complete the required financing documentation for both new and repeat applicants
  • Gather and assess detailed qualitative and quantitative data to evaluate each applicant's ability to repay
  • Verify and assess applicant collateral and guarantors according to SME Murabaha policy
  • Coordinate the disbursement of financing with the relevant staff
  • Monitor active financing through site visits and confirm repayments stay on schedule
  • Manage delinquent accounts in line with policy, working closely with the SME Team Leader and Manager
  • Take on other tasks assigned by the SME Team Leader or SME Manager

Job requirements

  • Bachelor's degree, with fluency in a local language and English
  • At least 2 years of experience in MSME financing
  • Strong planning, organizing, and time-management skills
  • Able to prioritize tasks and monitor progress effectively
  • Clear, concise communication skills
  • Comfortable working with numbers and basic financial calculations
Apply now
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